{"id":5793,"date":"2023-08-10T10:28:42","date_gmt":"2023-08-10T10:28:42","guid":{"rendered":"https:\/\/simsempionenew.team99.it\/risk-management\/"},"modified":"2023-11-17T15:23:50","modified_gmt":"2023-11-17T15:23:50","slug":"risk-management","status":"publish","type":"page","link":"https:\/\/www.sempionesim.it\/en\/risk-management\/","title":{"rendered":"Risk Management"},"content":{"rendered":"<section class=\"content-block-bg alignfull\" style=\"background: linear-gradient(0deg, rgba(0, 0, 0, 40%), rgba(0, 0, 0, 40%)), url(https:\/\/www.sempionesim.it\/wp-content\/uploads\/banca-Sempione-dettagli-776888.jpg) ;  background-position-x: 50% !important; min-height: 100vh !important;  min-height:10vh;\"><div class=\"content-block is-position-center-left  has-white-color has-text-color \" style=\"min-height: 100vh !important;  min-height:10vh;\" ><div class=\"wp-block-cover__inner-container\">\n\n<p class=\"has-text-align-left has-primario-color has-text-color wp-block-paragraph\" style=\"text-transform:uppercase\">OUR SERVICES<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-left has-titolo-xxxl-font-size\" style=\"font-style:normal;font-weight:300\"><strong>Risk management<\/strong> policy<\/h1>\n\n<\/div><\/div><\/section>\n<div class=\"wp-block-group alignfull has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" id=\"AFTER-HERO\" style=\"background-color:#d9d9d9;padding-top:12vh;padding-bottom:12vh\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9ba6dbca wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:90%\">\n<h2 class=\"wp-block-heading has-text-align-center has-titolo-xl-font-size\" style=\"font-style:normal;font-weight:300\">Banking entails exposure to a range of risks, including in relation to <strong>credit<\/strong>, <strong>markets<\/strong> and <strong>liquidity<\/strong>, as well as in <strong>operational, legal<\/strong> and <strong>reputational<\/strong> terms.<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10%\"><\/div>\n<\/div>\n<\/div>\n<section class=\"content-block-bg alignfull\" style=\"background: linear-gradient(0deg, rgba(0, 0, 0, 30%), rgba(0, 0, 0, 30%)), url(https:\/\/www.sempionesim.it\/wp-content\/uploads\/Raggruppa-13713-e1683709782174.jpg) ;  background-position-x: 50% !important; min-height: 100vh !important;  min-height:10vh;\"><div class=\"content-block is-position-center-center  has-white-color has-text-color \" style=\"min-height: 100vh !important;  min-height:10vh;\" ><div class=\"wp-block-cover__inner-container\">\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-d48b5fd4 wp-block-columns-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--80);padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<p class=\"has-text-align-left has-primario-color has-text-color wp-block-paragraph\" style=\"text-transform:uppercase\">SERVICES \/\/ RISK MANAGEMENT<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-titolo-xl-font-size\" style=\"font-style:normal;font-weight:300\">Our commitment to <strong>stability<\/strong> and <strong>security<\/strong><\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer no-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">As a Group, we have procedures and regulations aimed at <strong>risk control in all fields<\/strong>. Clear and cautious limits are defined for each individual type of risk, compliance with which is constantly monitored by departments other than the originators.<br\/><br\/>These limits are <strong>updated regularly<\/strong> and adapted according to the relevant risk profile. There is then a further specifically codified <strong>system of certification and reporting<\/strong> of checks to ensure an adequate flow of information at all levels.<br\/><br\/>The ultimate objective is to <strong>maintain the Group&#8217;s stability and reputation<\/strong>, including in the event of adverse conditions and events.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-d48b5fd4 wp-block-columns-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--80);padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n<p class=\"has-text-align-left has-primario-color has-text-color wp-block-paragraph\" style=\"text-transform:uppercase\">SERVICES \/\/ RISK MANAGEMENT<\/p>\n\n\n\n<p class=\"has-titolo-xl-font-size wp-block-paragraph\">Over the year, the <strong>Board of Directors<\/strong>, acting as the governing body, <strong>regularly analyzes the main risks<\/strong> associated with the Group&#8217;s business.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer no-mobile\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The analysis is essentially based on the data produced by he risk management system and on the reports issued by Internal Audit, the Executive Board, Risk Control and Compliance.<br\/><br\/>The Board of Directors is responsible for implementing the instructions issued by the Executive Board, in turn tasked with the optimum organization of the risk monitoring system and providing it with the appropriate human and technical resources.<br\/><br\/>The Risk Control Unit, which complies with the requirements of independence and professionalism, is operationally responsible for identifying and measuring risks, as well as monitoring compliance with policy and limits.<br\/><br\/>Risk Control prepares a quarterly group-wide risk report to the Executive Board and the Board of Directors.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:8vh\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-d9a36c2f wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\">ALL OUR SERVICES<\/a><\/div>\n<\/div>\n\n<\/div><\/div><\/section>\n<div id=\"CONTACT-SECTION\" class=\"wp-block-group has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"background-color:#eeeeee;margin-top:0vh;margin-bottom:2vw;padding-top:8vh;padding-bottom:8vh\">\n<p class=\"has-text-align-center has-titolo-xl-font-size wp-block-paragraph\" style=\"margin-bottom:0;padding-right:0;padding-left:0\">Do you want to learn more about <strong>our services<\/strong> or discuss your <strong>financial needs<\/strong>? <\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-41872c75 wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/sempionesim.it\/en\/request-an-appointment\/\">REQUEST AN APPOINTMENT<\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Banking entails exposure to a range of risks, including in relation to credit, markets and liquidity, as well as in operational, legal and reputational terms.<\/p>\n","protected":false},"author":1,"featured_media":2205,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"Light Header","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-5793","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - 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